I'm sure I am not the only who has received a 10 page questionnaire from their bank. They want everything about anything that goes on in my account, how it is used, why, how much goes through.... e.g. Where either the initial deposits or future deposits into the account have been derived from (or are likely to derive from) a source other than savings from your employment please provide additional details of these deposits.
I find bank talk dull, but this takes the biscuit. What they seem to want to know is, if I am receiving any monies from outside my day job, where does it come from. Now, if I was fortunate enough to received funds from say a sugar daddy, or an arms/drug dealer, and assuming it is a substantial amount that I wanted to hide, I would get a clever accountant to hide it for me in some trust fund - I certainly wouldn't be opening up the establishment and would pass this form on to my accountant/lawyer/arms dealer whoever.
As ever, its the small guy who has to take the flack and the guy with the bucks who laughs all his way to the bank without having to waste his time filling in the form. Oh, and if I don't they have the right to close our a/c down!!
In closing I would like to add this is all just a crock of sh** ... and will take me at least 1 hour to complete.